INTRODUCTION

1.1 Fluterpay is a bill payment platform owned and operated by FLP GLOBAL CONCEPT LTD.
1.2 These Terms and Conditions ("Terms") govern your use of the Platform for bill payments and bank transfers in Nigeria.

DEFINITIONS

2.1 "User" means you, the individual or entity using the Platform.
2.2 "Services" include bill payments, bank transfers, and other related services offered on the Platform.

USER AGREEMENT

3.1 By using the Platform, you agree to these Terms and Conditions.
3.2 You must be at least 18 years old to use the Platform.

PLATFORM USE

4.1 You shall use the Platform only for lawful purposes.
4.2 You shall provide accurate and complete information when registering or making transactions.

PAYMENT TERMS

5.1 The Platform accepts various payment methods, including debit cards, credit cards, and bank transfers.
5.2 You authorize Fluterpay to debit your account or card for transactions.

TRANSACTION FEES

6.1 Fluterpay may charge transaction fees, which will be displayed before confirming transactions.

SECURITY

7.1 Fluterpay implements industry-standard security measures to protect transactions.
7.2 You are responsible for maintaining the confidentiality of your login credentials.

DISCLAIMERS AND LIMITATION OF LIABILITY

8.1 Fluterpay disclaims warranties of any kind.
8.2 Fluterpay shall not be liable for damages or losses arising from Platform use.

INDEMNIFICATION

9.1 You agree to indemnify Fluterpay against claims, damages, or losses.

LAW

10.1 These Terms shall be governed by and construed in accordance with Nigerian law.

CHANGES TO TERMS

11.1 Fluterpay reserves the right to modify these Terms.

CONTACT US

12.1 For support or inquiries, contact help@fluterpay.ng.

EFFECTIVE DATE

12.2 These Terms take effect immediately upon your first use of the Platform (Effective Date: 04/10/2024).

ACKNOWLEDGMENT

By using the Platform, you acknowledge that you have read, understood, and agreed to these Terms.

VERSION

Version 1.0